Our Privacy Policy was developed as an extension of our commitment to combine the highest-quality products and services with the highest level of integrity in dealing with our customers and partners. Our Privacy Policy is designed to help you understand how we collect, use, and safeguard the personal information you provide to us, as well as any other information we may gather from your use of our website. It also aims to assist you in making informed decisions when using our website and our products and services. This statement will be continuously assessed against new technologies, business practices, and our customers’ needs and legal developments, and may be revised accordingly (see discussion below, “Your Consent”).
When you visit our website, you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis, and website use information collected on an aggregate basis as you and others browse our website.
If you choose to purchase products or services from us or our partners, you may need to give personal information and authorization to obtain information from various credit services. For example, you may need to provide the following information:
In addition to providing the foregoing information, if you choose to correspond further with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.
Similar to other commercial websites, our website may utilize a standard technology called “cookies” (see explanation below, “What are Cookies?”) and Web server logs to collect information about how our website is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our website, and the websites visited just before and just after you visited our Website.
Cookies are a feature of Web browser software that allows Web servers to recognize the computer used to access a website. Cookies are small pieces of data that are stored by a user’s Web browser, such as Netscape or Internet Explorer, on the user’s hard drive. Cookies can remember what information a user accesses on one Web page to simplify subsequent interactions with that website by the same user or to use the information to streamline the user’s transactions on related Web pages. This makes it easier for a user to move from Web page to Web page and to complete commercial transactions over the Internet. Cookies should make your online experience easier and more personalized.
Broadly speaking, we use personal information and other information that we may gather from your use of our website for purposes of administering our business activities, providing customer service, and making available other products and services to our customers and prospective customers, and to otherwise improve our website and better serve our customers. If you have supplied us with personal information, we may combine such personal information with information we gather from your use of our website and other information that we may obtain from other sources to design and arrange our website in the most user-friendly manner and to continually improve our website to better meet the needs of our customers and prospective customers. Occasionally, we may also use the information we collect to notify you about important changes to our website, new services, and special offers we think you will find valuable. The lists used to send you product and service offers are developed and managed under our traditional corporate standards designed to safeguard the security and privacy of our customers’ personal information. As a customer, you may notify us of your desire not to receive these offers by emailing us at the email address(es) on our Contact Us page.
We may enter into strategic marketing alliances or other business relationships with third parties who may be given access to your personal information, including your name, address, telephone number, and email, to provide you with information regarding products and services that we think will be of interest to you. In connection with these strategic marketing alliances or other business relationships, we will retain all ownership rights to the information. As a customer, you may notify us of your desire not to have such information shared with third parties by emailing us at the email address(s) on our Contact Us page.
When you send confidential personal credit card information to us on our website, a secure server software, which we have licensed, encrypts all information you input before it is sent to us. The information is scrambled en route and decoded once it reaches our website.
Another email that you may send to us may not be secure unless we advise you that security measures will be in place prior to your transmitting the information. For that reason, we ask that you do not send confidential information such as social security or account numbers to us through an unsecured email.
By using our website, you consent to our collection and use of the information as described in this Privacy Policy, as may be changed from time to time by us. If we change our privacy policies and procedures, we will post the revised Privacy Policy, including such changes, on our website.
For your convenience and future reference, the date of the version of the Privacy Policy set forth on our website is listed below. You can print the version of our Privacy Policy that you reviewed and approved, and compare it to the version in effect when you use our website in the future to determine what, if any, changes have been made.
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